MoneyMagpie Editor and financial expert Vicky Parry explains the five types of financial account everyone should have to ...

Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

Your credit record could be the silent culprit behind your struggles to secure a loan, credit card, mortgage, or even a basic ...

A borrower goes into default when they miss credit card payments for over 180 days, roughly six months. When there is a ...

In the six months leading up to applying for a mortgage, limit new credit applications. Each application can result in a hard ...

Understanding and maintaining a score is vital for businesses, especially those looking to establish a new enterprise. By ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

With Christmas just around the corner, many people will find themselves reaching for their credit cards to help spread the cost of giving. With presents to wrap and a festive feast to prepare, the ...

Increasing your credit limit will help reduce your credit ratio because the amount you owe is now a smaller percentage of the ...

Your credit score is a snapshot of how you manage your credit accounts, such as whether you pay your bills on time. This three-digit score may not seem like a big deal on a regular basis, but it can ...

Click here for more information. A plummeting credit score can affect your life in so many ways. Without good credit, it's harder to secure a good loan — making those bigger life purchases ...