The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

If you’ve been trying to improve your credit score, you’ve probably heard things like “pay your bills on time” or “keep your balances low.” Solid advice — but there’s one lesser-known factor that can ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Your credit score is like this ever-elusive number that tends to move in ways you cannot understand. One month everything is ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

All three credit agencies will create a credit report for you -- but you may notice some differences across your reports. Here's why. Dan was a writer on CNET's How-To and Thought Leadership teams.

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

Explore how different credit score ranges impact mortgage interest rates in 2025 and discover strategies to secure the best possible rate for your situation Written By Written by Staff Money Writer, ...