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Car insurance rates have skyrocketed this year due to a combination of reasons. Learn why your car insurance rate went up and how to save money.

Find out what's making car insurance so expensive. And, once you know why car insurance is so high, you'll be better able to find ways to keep costs down.

So, what's driving these costs, and what can you do to manage your premiums? I met with a local whose story may sound familiar and an insurance agent to help me get those answers for you.

Car insurance rates often decrease as drivers get older and gain more experience on the road. Your premiums will likely reach a minimum in your 30s.